Is olive oil safe for baby massage?

Massages for babies have received a lot of attention for their numerous advantages. Massages for your baby are a fun method to help them develop. They’ve been popular for decades, with the only difference being the type of oil used. While traditional natural oils may dominate public perceptions of what is best for babies, these oils are being made milder. Why? You want your baby’s skin to stay soft, supple, and free of skin problems, and you don’t want her to catch a cold because you used the wrong massage oil, right? And this is where olive oil comes in handy! Click here to buy Morocco Gold Extra Virgin Olive Oil. Continue reading to learn about the advantages of olive oil for newborns.This makes it a simple choice for your baby’s massage, while you must select a quality product.

1. Massage Oil for All Seasons

There are only some types of oils that can be used throughout the year i.e. in summers as well as winters. As other types of oil can harm the health of babies. This is not the case with olive oil. The infants should be given the massage as per the requirements. One must use the olive oil in more quantity when the season is hot as there is more dryness in that season. Olive oil is quite thick for skin that requires little moisture. As a result, modify the quantity appropriately.

2. It is a moisturizing agent

Olive oil’s moisturizing characteristics will protect your baby’s delicate skin. The skin of your child is very soft and smooth after the gentle massage from olive oil. Olive oil includes squalling, a moisturizing ingredient that penetrates your baby’s skin and makes it silky smooth!

3. Helps in cradle cap scales on the body

Although the sight of it is unpleasant, it usually does not cause any discomfort to the baby. Olive oil can help release the scales that cradle cap causes. Simply massage some olive oil into the baby’s head and let it on for 10 to 20 minutes.

4. Relieves Symptoms of Cold and Cough

With the arrival of winter, the terrible colds and coughs that afflict your infant have begun! Massage the baby with some olive oil and eucalyptus Radiata oil to get over the cold, cough, and congestion problems. If you want to provide good relief to the baby massage his hands and feet soles. Massage the olive oil on the baby’s feet and soles.

Therefore it is safe to massage the baby with olive oil and there are many advantages of oil massage.

Blazo Gjorev Discusses the Advances of Trucking Technology

The shipping industry has been beset by challenges over the past few years. Trucking expert Blazo Gjorev discusses how technology could relieve pain points.

With logistics networks strained across the globe, shortages remain common and empty store shelves routine. That said, experts in the trucking industry are leveraging technology to mitigate challenges. Trucking expert Blazo Gjorev discusses some of the most important topics in tech and trucking, including self-driving cars and more.

“Of course, there’s a lot of noise being made about self-driving vehicles,” Blazo Gjorev notes. “And eventually, self-driving vehicles may disrupt the trucking industry. Still, that’s likely many years away. For now, AI could have a profound impact on logistics software and platforms.

When you think of logistics, you likely think of planes, trains, and automobiles, and rightly so. These vehicles and vessels do much of the heavy moving in logistics. However, carriers are increasingly plugged into logistics software solutions that track available space, destinations, customer requests, and more delivering marked efficiency improvements.

Unfortunately, there is often so much data available that it’s hard for people to sort through, especially in real-time. That’s where Artificial Intelligence comes in. AI can analyze vast amounts of information, say finding space available on a truck heading from Atlanta to St. Louis. If the truck is passing through Nashville and a client there needs something carried on to St. Louis, AI can alert carriers and shippers.

“Logistics is all about coordination,” Blazo Gjorev points out. “Decades ago, shipping existed mostly in silos. A company would hire a truck to move goods and outside of the two parties, there was often minimal coordination. Now, carriers can coordinate with a larger number of shippers easily.”

Full cargo loads tend to drive prices lower because shippers can carry more goods at once, making logistics more efficient. Freight optimization has been a boon for shippers and carriers alike. Various logistics and trucking platforms help to greatly increase optimization.

Blazo Gjorev Talks Electric Trucks and Improving Environmental Footprints

With shipping, the cost isn’t the only factor. Many people and organizations are now more concerned about the environment than perhaps ever before. The fuel economy for combustion engines has gradually improved over the years, but still, semis are only getting around 6 miles per gallon on average.

“We’ve seen improvements in fuel economy for traditional semi-trucks,” Blazo Gjorev says. “Right now, many within the industry are aiming for 10 miles per gallon but that remains a long way off. Electric semi-trucks may be an option in the future, but distance per charge and charging times remain an obstacle.”

Some companies are working on electric semi-trucks and the future is promising. However, we’re likely years away from seeing electric trucks challenging diesel. Distance per charge has improved greatly over the years. The first Tesla Model S got only about 200 miles per charge, for example, but the latest models can top 400 miles.

Still, charging time remains a roadblock. Right now, the fastest charging technologies still require more than half an hour to fully charge a truck. Meanwhile, filling up fuel tanks takes only minutes.

Approval Tricks: How to Get a Credit Card (Kredittkort)?

We can differentiate numerous reasons you should get a credit card for your specific requirements. They are safer to use than debit cards or cash, while you can boost your credit score as time goes by. 

For instance, the best ones come with numerous benefits and rewards you can earn by making purchases, including traveling and visiting a grocery store. You should remember that searching and applying for the process can be overwhelming. 

The main goal is to know where to start, information about providers, and how to boost approval chances in the short term. It is vital to learn everything about the application process and everything you should expect before applying. 

Tricks for Applying for a Credit Card

Before you decide to apply for a credit card, you should prepare yourself properly, which will allow you to boost the approval chances. Therefore, you should follow specific steps to help you throughout the process.

  1. Credit Score

It is vital to understand that a score can help you determine whether you can handle the amount you get or not. That is why you should learn how to check your report and score from time to time. 

For instance, you can request a free copy of your score and annual report from three major credit bureaus: TransUnion, Experian, and Equifax. You can find it online by checking various websites to offer free reports. 

Another option is to check whether your bank or your credit card provider offers free access to your FICO score through an account you already have. Check out with your bank or issuer by visiting their website or calling customer service for additional information. Visit this link: søkkredittkort.com to learn more about the revolving credit line. 

Remember that a low credit score will directly translate to your chances of getting a particular loan. It is crucial to analyze your report to determine whether you can get proper terms and rates depending on your previous payments. At the same time, you should check out for errors and make a dispute as soon as you notice anything. 

Most providers will have credit score requirements for approving you. You should have a good or excellent score to get the most out of it. 

However, if you do not have a score due to lack of borrowing history, you should find providers who will not consider the record. The best course of action is to get a secured credit card, meaning you should place a cash deposit that will act as a limit you can borrow. 

As soon as you get it, we recommend you pay everything due to boost your score and ensure you can apply for better cards and higher amounts in the future. When you work your way up, you can choose more options, including reward cards where you can get a chance to earn miles on purchases, points, and cashback, among other things. 

  1. Requirements

After analyzing your score and determining the best cards you can get, the next step is to think about your needs and requirements. We can differentiate numerous options that will meet your needs. For instance, you may wish to earn travel rewards or cash back feature. On the other hand, your goal can be to build your score, which should be your priority. 

Remember that each comes with specific terms and conditions, including benefits, offers, fees, and interest rates. Therefore, you should consider these factors:

  • Annual Fee – You should check to determine whether a particular card features a yearly fee and whether you wish to pay it or not. For instance, reward cards feature annual prices that vary between hundred and six hundred dollars annually. Therefore, you should calculate potential rewards and determine whether it will be worthwhile to take them, which will provide you peace of mind. 
  • Carrying Balance – It is vital to pay the balance in full before the end of each period because carrying a balance can be expensive in the long run. However, if you wish to move it from month to month, we recommend checking out the interest rate because it will significantly impact your monthly installments. Therefore, you should check out the ones that feature the lowest interest rates, while some of them come with zero interest for a limited period. 
  • Rewards – Suppose you have an excellent score. In that case, you can take advantage of numerous rewards that will help you save money in the long run. We are talking about qualifying purchases, mile points, cashback, and discounts, practical options for your specific needs. You can earn rewards on everyday purchases in gas stations, grocery stores, restaurants,etc. Numerous cards feature sign-up bonuses, travel benefits, purchase protection, and shopping credits. 

You should click here to learn everything about revolving line of credit, which will help you understand credit cards. 

  1. Terms 
  • Annual Fee–Similarly, as mentioned above, some providers will charge a yearly fee for credit card use. In most cases, the ones with rewards come with an annual charge. 
  • APR – The annual percentage rate is the interest that will affect your balance if you cannot repay it within the billing cycle. Depending on the prime rate, the APRs are variable and will go within specific ranges. The main idea is to avoid carrying a balance to another cycle because that will affect your score and increase the amount you must pay. 

Ways to spark creativity at work to become a good leader:

Before even applying to any job you should understand your skills and creative thinking. Also, every hiring manager in marketing, advertising or any other industry knows what he wants to see in their employees in order to be successful as an organisation. Creativity speaks about your business of making people care about what you do, or sell because without the wisdom of your employees, you will not be able to compete.

The characteristics of being a great leader are about being smart and creative. Whether in the form of a business or an agency, creativity is not always an easy talent to bring out to the people. There should be constant evolution in creative ideas at work to maintain a balanced flow in the ecosystem. Here are 5 ways to renew your team’s creative spark in order to get the best outputs:

  1. Be supportive of their creative ideas: Make sure you give them immense support whether you like their idea or sometimes even not because demotivation at any point can lead to the degradation of your team’s effectiveness and growth. It may be difficult for employees to take risks in this stage of their career, but believe us this is the right stage as the risk is where some of the most innovative and successful ideas come from.
  • Always appreciate and reward their creativity: A good leader should always encourage your marketing and the creative team by letting them know through appreciation and deserving rewards that you will listen to their ideas, no matter how big or small, as long as they believe in them instead of shooting them down immediately. Therefore, do not leave any good work or that matter any work unnoticed.
  • Provide a perfect creative environment: It becomes very messy and stressful when your team just go into too much work but it’s your job as a good leader to create a perfect environment by giving them needed space. You should know more than anyone else how your team’s environment affects your creativity, attitude and how they work. Allow your teams a liquid environment, a flexible workplace, arrange for off-site opportunities and many more. So, that it can boost their creative flow.
  • Never try to limit or demean their creative ideas, find ways to create conversation and explain them: Do not limit the extent to which you can combine expertise in the workplace. Encourage a place where everyone, regardless of position, can share their creative ideas and participate in the work to establish a creative balance in the flow.

Conclusion:

So, make sure to inculcate the ways mentioned above in your employees to build a strong team. To learn and grab more knowledge on such topics of company leadership and growth do refer to Bernard Brozek‘s blogs.

Wyckoff’s Method: LTG Trading explains the 3 laws that drive stock trading

Investors are always looking for insight. LTG Trading knows that Wyckoff’s Method may be the edge you need.

But, this isn’t exactly a “secret weapon.” Ever since it was created in the early 1900s, this process has been highly regarded as one of the most practical trading theories. Through observation and data analysis, Richard D. Wyckoff created a technical approach to determining market forces and influences. And it’s all encompassing. In addition to standardizing the average, “composite” investor, his methodology includes two governing rules, three fundamental laws, and a five-step approach. This can be a lot for novice investors.

Fortunately, LTG Trading can help. The Illinois-based firm was established on mentoring and education, focusing specifically on Wyckoff’s Method. While they offer wide-ranging tools and seminars, their brokers break down the method’s three basic laws below.

The law of supply and demand.

Supply and demand drive the direction of pricing in most sectors. Wyckoff’s Method is no different. In fact, it is central to his entire approach to investing and trading. When demand exceeds the available supply, prices increase. In contrast, low demand for a particular stock forces a drop in pricing. It’s all about balance. Prospective traders study volume bars and price action to evaluate changes over time.

Although this principle is seemingly simple, it requires skill to accurately analyze and identify these patterns. It also requires considerable practice. As part of its curriculum, LTG Trading fosters these techniques in its members, helping them predict future market movements.

The law of cause and effect.

Supply and demand is not random. Rather, it’s the result of specific, observable events. Wyckoff’s second law of cause and effect explains this assertion. Periods of trading represent the “cause.” When inventors accumulate assets through buying or distributing holdings by selling, they create a trigger. This is followed by either an uptrend or downtrend, respectively. This is the “effect.”

In essence, the law of cause and effect is the filter for analysts to set pricing targets. This principle enables traders and investors to construct price objectives by gauging potential emerging trends. LTG Trading and others use point-and-figure charting to measure these causes and project the impact of its effect.

The law of effort vs. results

According to this third law, price changes are a direct result of trading volume. In this scenario, trading volume is the effort. There must be harmony between these two forces. If pricing and volume are in balance, the current trend is likely to continue. However, the opposite signals an early warning for savvy investors. Disparities between price and volume represent a reversal of an existing trend. For example, big upward movements that do not result in higher prices mean that traders are selling off positions. A course correction is perhaps on the horizon.

In short, volume, which is described as effort, and pricing, which is the result, must be proportionate. If not, other forces are at play. Use any data and tools at your disposal to detect what may be happening.

Benefits of borrowing money to start a business

Businesses require funding to continue operating. Start-up businesses procure money to cover costs such as a new location, inventory, furniture, and infrastructure. Banks, finance companies, and savings and loans are among the leading organizations that businesses use to obtain funds. Borrowing money means that many start-ups have the money to open their doors and remain profitable until they generate income. SKM Credit can help your start-up business with loans at reasonable interest rates. SKM credit has the reputation of being good at personal loan in Toa Payoh Central.

Less Documentation

One of the advantages of business loans is that they do not require a large amount of documentation. In reality, some clients can acquire loans without any collateral, guarantor, or security to cover all of their needs, from expanding to operating capital. Some banks will also provide you with personalized service.

Options for Repayment

When it comes to repaying debts, businesses typically have more freedom than individuals. This is critical for start-ups with little resources and the ability to repay borrowed cash. While most firms return loans every month, new enterprises may be able to arrange payments such that they are cheaper at first, when the firm is less lucrative. Payments eventually increase once the company makes a profit.

Increasing Your Credit Score

A strong business credit record benefits start-ups by establishing credibility and increasing the company’s chance to draw new lenders in the future. A credit profile is a credit that appears only in the name of the company and is distinct from the consumer savings of the team’s founder. Borrowing money develops credit scores because lenders record regular payments to credit reporting agencies, which keep track of the new company’s credit rating.

Convenient.

Obtaining a business loan is as simple as contacting a lender and discussing the potential of obtaining funding. Getting a company loan is significantly more feasible and uncomplicated than hunting for investors and undergoing months-long conversations.

Sensible Interest rates

Because of the competitive environment among financial institutions for consumers’ interest, most financial institutions offer a fair rate of interest on business loans, as opposed to other forms of loans. You can choose the loan’s term length. You can take a one-year business loan to cover working capital costs. You can take out a loan for a longer period, say four years if you need it to expand your business.

Financial Advisor Darcy Bergen Discusses The Ins and Outs of an IRA

Financial advisor Darcy Bergen recently discussed the ins and outs of an IRA.

PEORIA, AZ / Most investors and potential investors have heard the term “IRA.” However, financial advisor Darcy Bergen recently explained many individual investors are shy to admit they don’t fully understand what the term means.

“Many people know that an Individual Retirement Account (IRA) is used for retirement,” Darcy Bergen said. “But they don’t know there are different types of IRAs, and some can work better for certain individuals than others.”

Bergen first explained that there are two types of commonly used IRAs. These include the Roth IRA and the Traditional IRA. Both are used as avenues to save money for retirement but contribution limits, taxes, and penalty fees can be very different. The major distinguishing factor between the two is that a Traditional IRA allows the investor to put pre-tax income toward the investment, so it can accumulate tax-deferred. The investor may end up paying a lower tax rate when taking the money out of the Traditional IRA than if they paid taxes when putting it in.

“Another major difference between the two is that the Roth IRA allows a person to continue contributing to the account after the age of 70.5,” Darcy Bergen said. “A Traditional IRA does not allow that. Roth IRA contributions can not be deducted from taxes, but they are free of taxes and penalties once the person reaches the age of 59.5.”

Darcy Bergen explained that the difficulty in choosing between the two is that a person cannot predict the future. An investor may choose a Roth IRA, because they expect to be in a higher tax bracket in the future. Their contributions to the Roth IRA are taxed, but capital gains are not taxed as the account grows. A person who is willing to pay taxes now and enjoy tax-free withdrawals in retirement may prefer a Roth IRA.

An investor may choose a Traditional IRA if they expect to find themselves in a lower tax bracket in retirement. The money they were able to save through the IRA could then be taxed at a lower rate. 

“Choosing between a Roth IRA and a Traditional IRA can be difficult, and it’s best to consult with a financial advisor before making a decision,” Dary Bergen said. “This person can help you determine which option will be best in relation to your current income and your expected retirement income.”

Darcy Bergen entered the investment business at the age of 24. He became a fiduciary in 2015 and started Clear Solutions LLC, DBA Bergen Financial Group in 2003. He was named one of the top 20 advisors in sales with the Midland National Life Annuity Division for five consecutive years. He is now completing a book on retirement investing. 

The Bergen Financial Group in Peoria, Arizona is an excellent source for information on retirement investing. This team has all of the expertise required to help you make the decision between investing in a Traditional IRA, a Roth IRA, or other options. 

“The most important part is that you start preparing for retirement now,” Bergen said. “The sooner you begin, the sooner you begin seeing the benefits. I urge investors as young as those in their 30s to begin planning for the retirement years. Together, we can create investment solutions that can greatly improve a person’s quality of life now and in the future.”

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, a Registered Investment Advisor. Sub-advisory services are provided by Advisory Alpha, LLC, a Registered Investment Advisor. Insurance, Consulting and Education services offered through Bergen Financial Group. Bergen Financial Group is a separate and unaffiliated entity from Simplicity Wealth and Advisory Alpha.

Gold Safe Exchange Discusses How to Add Precious Metals to a Rock Solid Portfolio

You can buy and hold gold to diversify your assets in any economy. Learn several ways to add precious metals to your portfolio, courtesy of industry leaders at Gold Safe Exchange.

In an uncertain economy and rising inflation, it’s important to diversify your saving strategies. As noted by the Gold Safe Exchange website, gold has outperformed the Dow Jones Industrial Average for over a decade. There are several reasons it makes sense to purchase and hold precious metals, including the following.

Owning Precious Metals

“Precious metals like gold are an asset you can expect to maintain or increase in value over time when looking back at 20+ year historical averages,” according to representatives at Gold Safe Exchange. People buy gold because it holds its value and typically increases in value over time.

Gold and silver “stackers” aim to collect as much of these precious metals as possible. This could include bars, rounds and coins. “Stackers” look for precious metals in any form and seek out bargains. Products meant to be stacked include bullion coins such as the Gold Canadian Maple Leaf, Gold American Buffalo, Gold American Eagle, and Gold South African Krugerrand.

Collect Precious Metals

You can also purchase collectible items made of precious metals. Rounds, coins and bars also fall into this category. Collectible coins worth more than their weight include dimes and quarters made before 1965, which consist of 90% silver. Other examples include Morgan and Peace silver dollars and Saint-Gaudens double eagles $20 gold coins. Since collectibles are more valuable than less popular coins, you don’t have to buy as many to grow your wealth.

Gold and silver can be an excellent hedge against inflation.

“Thousands of our clients buy gold and silver to provide protection against the decreasing value of the dollar,” Gold Safe Exchange officials noted.

You can also collect bars and rounds. Many people pay well above spot prices to own particular rounds and bars. Plus, you have the added advantage that even if they become less popular, gold and silver collectibles retain the intrinsic value of their underlying metals. The same is not true of cars, toys, and popular culture collectibles.

Gold Safe Exchange Provides Wealth Diversification

“Markets are cyclical, and history repeats itself. The 2008 crash cut the wealth of most Americans in half,” according to Gold Safe Exchange advisors.

Most fiduciaries who want to maintain credible reputations advise clients to put their accumulated wealth into different baskets. How much gold or silver should your assets contain? This allocation depends on your risk tolerance. You may want to put at least 5% to 10% of your savings into precious metals to offset stocks, exchange-traded funds, and bonds, which are susceptible to volatile fluctuations.

You can even diversify within precious metals, including palladium and platinum, as well as gold and silver bullion, for example.

Stock Precious Metals for Retirement

Did you know that you can include precious metals in your Individual Retirement Account (IRA)? Self-directed, precious metal IRAs can provide a tax shelter. Check with Gold Safe Exchange to learn more about how to open a precious metal IRA. It’s typically pretty easy to get started by opening and funding an account then purchasing precious metals.

Precious metals act as a financial safety net for individuals looking for liquidity and stable value over a long time. Gold and silver bullion, bars and coins, including collectibles, present one option for including these assets in your wealth management plan. You can also include precious metals in your self-directed IRA. So, consider holding these assets as part of your overall personal financial strategy.

How to choose a money lender in Toa Payoh Central

Uncertainty has surrounded many people during the COVID 19 Pandemic and the biggest impact was seen on the industries and small businesses. But it has not only affected the employers but also the employees that are trickling down one or the other in the country.

As we know that many businesses take help of credit or loans and with the lack of growth in the cash flow the people are now searching for money lenders so that they can get their business and personal requirements fulfilled.

People many times think that borrowing only leads to increasing in debt. But it’s not true and once if you get a good money lender and you know how to pay your loan on time then you can make smart moves to keep your business and personal life on track.  So the thing is how you can choose a good moneylender that can help you get a loan easily?

  1. It should be a licensed firm

When it comes to borrowing money the first thing you should check is that the firm should be licensed and also provide you with all the legal documents.

  • A trusted firm with low interest rates

A loan for a wedding expenses or a mortgage loan to buy a new home should always be borrowed from a trusted firm. You may think that its not easy to settle a loan but its not like that. When you have a trustable firm with lower interest rates and flexible payment options you can get a financial help easily and live a haply life without any worries. You can easily find a registered moneylender in Toa Payohto get a credible and secured loans.

  • A firm with no Stringent policies

People are sometimes afraid of taking loans because of the stringent policies of the firm. So you need to find one that has straightforward policies. For example, there are many firms where there is no requirement of a collateral or any guarantor and without many documentations you can get a business or personal loan to meet your needs.

  • A firm that gives you seamless borrowing experience.

If you wish to have a seamless borrowing experience from a money lending firm than you need to find out if it has certified and experienced officers to help you. Also don’t forget to have a check if they have transparent fees, quick loan processing, and also high approval rates to get ensured for a secured loan.

So if you are searching for money lender Toa Payoh Central then you are making the right choice as thereare the best firms to help you financially.

Understanding the levels of “fineness” for gold

When we talk about a karat or mention the word “fineness” of gold we are talking about the weight of the actual gold in an object. In doing so, we also include any base metals that may be found within the object. For instance, when jewellery is made out of gold or silver, base metals are added to make it harder and more durable. Often pure gold is referenced as 999 or 9999 fine gold. But what does that mean? Sterling silver will be 92.5%

The fineness of gold is measured in two ways. You can use the karat measure of a millesimal fineness scale.

The karat measure is the fractional purity of gold or silver in parts fine per 24 parts. The millesimal scale is a system used in denoting purity of gold alloys by parts per 1000 of pure gold in the alloy according to its total mass. This is expressed with a three-fire number and is used as a hallmark. Look out for this hallmark when you sell silver bullion brisbane. A fine gold bar which contains 99.9% gold will have a label that either says 999 or .999. Also, expect to be paid slightly less if your gold bullion bar is only 99.6% pure.

When using the karat standard, 24 K is considered to be the purest form of gold. This means 24 Karat is the same as 999 fineness. It follows then that 22 will be 91.67% pure, and be referred to as 916 gold. 18k will be 75% pure gold, 14k will equal 58.5% purity and be referred to as 585 gold whilst 10 karat will be referred to as 417 on account of containing 41.7% pure gold.  

The Karat system is not commonly used outside of the jewellery industry. Millesimal fineness is used by buyers who deal in bullion bars and coins. 24k gold which is also referred to at .999 fine gold or “three-nines fine” is commonly used to mint Chine Panda Coins. 

When you sell silver bullion Brisbane most bars minimum purity or fineness is 99.5% or 995. Silver Bullion bars of this particular quality are classed as premium investment products. Silver bullion bars also need to have certified weight and the stamp of the refinery making the bar or bullion dealer distributing the bar. They usually come in 10oz, 1kg, 100oz or 5kg.

Other high grade silver coins such as Silver Kangaroo’s or Silver Britannia’s have a fineness of 99.9. Most commonly seen British, or Australian silver coins or old currency have fineness of 92.5% This is known as sterling.

 Moving across to gold fineness The purest gold ever created for commercial use was a fine gold plate refined to 999.999 by Perth Mint in Australia in the 50s. This was a magnificent feat that has not been repeated ever since because the process that gets gold to that level of purity is long and costly. Besides, when gold is that close to 100% purity, it tends to be too soft.

It is important that you understand the purity or fineness of your gold or silver bullion before selling so that you know you are getting the best price for it. Fine investment grade gold or silver is not only formed into bars, but it is also used to mint bullion coins.  Most silver bullion products will have fitness engraved or they will come with a certificate to authenticate purity. Having marks of authenticity will make selling your silver bullion easier and faster.